The Deh Cho Travel Route

trailThe Deh Cho Route encompasses between 3000 and 5000 kilometres (1,837 – 3,375 miles).  The Deh Cho derives its name from the Mackenzie River. Deh Cho means “big river”, which is how the First Nations people describe the river. The trail forms a route across the regions.

The Route

The Deh Cho Trail connects the Mackenzie, Liard, and the Alaska Highways. It does so by meandering through three separate regions – Northern Alberta, the Northwest Territories, and British Columbia. The trail covers both populated and less populated areas. The southernmost part of the loop in particular is desolate terrain, comprising of rivers, lakes, hills, prairies, and the occasional farm. Wildlife, natural landscapes, scenic views, adventurous activities, and several attractions are the main reasons that people follow this trail each year. The total distance that is covered by each traveller is dependent on the route that each one takes. While most of the trail is paved, there are parts that consist largely of gravel.

Starting Point

The starting point that is most commonly used, depending on where the traveller is starting their journey, is Alberta. This takes individuals on Highway 1 in the northwest direction. This route continues up to the junction that takes you to Enterprise. Due to the remoteness of the Northwest Territory, Enterprise is typically the most popular destination for stocking up on supplies or settling down for accommodation. In order to reach Enterprise, you will have to cross the Mackenzie River.

If you choose to go on, one of the first destinations that you will come across is the Saamba De Falls Territorial Park. In addition to being able to see the Saamba De Falls as you are driving along, there are other sights to be seen as well. For those who wish to take a hike, Coral Falls is another natural feature along the way.

The Next Stage

For those that are driving through, Fort Simpson is the next terminal. Once you reach a junction with Highway 7, you simply have to keep heading north until you get to Fort Simpson on Highway 1. Fort Simpson marks one of the major entrances to the UNESCO World Heritage site, Nahanni National Park Reserve. The site can be entered by foot, although it is more common to land by plane or helicopter. The Nahanni National Park Reserve is famous for both its ancient, rich history as well as its ties to the Klondike Gold Rush.

The Final Stretch

Fort Simpson offers three final options – you can either travel north to Wrigley, go back via the road you travelled on, or head south. If you choose to head south, you will be taking Highway 7. In doing so, you will be able to visit Nahanni Butte, which offers another entrance into Nahanni National Park Reserve. In order to approach this area, however, you will require a water taxi service. This is offered by the Nahanni Butte Band Office. The water taxi service is typically reserved for smaller vehicles.

Due to the looping nature of this trail, you can choose to turn east and head back to Alberta. If you want to continue on, you can take Highway 7 in the south. By taking the south route, you will soon chance upon Fort Liard. Proceeding in a southern direction will take you to British Columbia and the last stretch of the journey.

The way along the route has an abundance of hills, rivers, waterfalls, and National Parks. There is something for every enthusiastic traveller to see. Stopping along the way, there is a chance to take part in fishing, kayakers, and even sightings of the Northern Lights. The route that you choose to pursue, as well as your schedule, will determine what you experience.

Resources:

http://www.pc.gc.ca/eng/pn-np/nt/nahanni/index.aspx

https://nwtparks.ca/explore/waterfalls-route/sambaa-deh-falls

Better Financing for Your Travel Needs

trail1It’s never a smart idea to allow your credit card debts to pile up. However, most Canadians end up doing exactly that. Don’t be depressed if you are currently nose-deep in credit card debt. There are several ways to get out of the situation that you are in.

First of all, you need to realise that it is possible to be debt-free. Secondly, you must commit yourself to the goal of getting rid of all your credit card debt. Once you have made up your mind, read ahead to find out the best strategies to reduce or completely eliminate your credit card debt:

Keep Track of All Your Loans

When you have multiple credit card loans due, it’s difficult to understand the exact amount you owe. So, make a chart of all the credit cards you have to pay off, the amount due, amount already paid, and the interest rate. If you make this chart on a spreadsheet, it will make it easy to sort fields later. This chart will give you a good understanding of your credit card debt. You will be able to set realistic financial goals using this chart.

Pay More than the Minimum Required Amount

If you are only paying the minimum monthly required amount, then it will take years for you to be rid of credit card debt. The minimum requirement is calculated so that the debtor stays clear of default, but not without being close enough to completely paying off the debt, at least for several years. This method generates enormous profits for the card issuer in terms of interest. So, if you want to beat the math, you must pay more than the minimum. Even paying 10 dollars more each month is better than paying the minimum.

Increase Your Income

Obviously, paying off your debt will be much easier if you earned more each month. That’s easier said than done. However, there are ways that you can increase your monthly income without getting a promotion. Seriously consider doing a part-time job on the weekends when there’s time. If you do, use all income from your second job to pay off credit card debt. You can freelance online from home to earn some extra cash each month, which you should use for nothing other than paying off your credit card debt. If getting a second job is not possible, hold a yard sale. See if you can find anything around the house that you can auction off online. You can use this money towards reducing the balance of your debt.

Make Cutbacks at Home

You will have to become extremely frugal until you are debt-free. Yes, you will have to budget. There are a number of expenses that you can reduce at home that won’t leave your family starving. First, eliminate all entertainment costs. These would be the money you spend on eating out, going to the movies, going on vacations, and so on. Then, don’t shop for things like clothes and shoes unless absolutely necessary. Eliminate all expenses that you can truly do without at home if you want to be debt-free as soon as possible.

Consolidate Your Debt

If you owe back money on several credit cards, you can reduce the amount you pay in interest by consolidating your debt. Basically, what will happen is that the bank or another agency will review all the loans you owe. Then the institution will combine all these small loans into one big loan, thereby consolidating it. At first, it will seem like you owe a lot of money. However, you will only have to pay a single interest rate, which significantly reduces the total amount you pay back as interest for several different loans. You can take out a second mortgage or a similar low-interest loan to repay a consolidated loan.

Carefully consider these suggestions. Try one or two to see which ones work for your situation the best. If you want to consolidate your loan, first consult with a non-profit debt counsellor to check whether the option is suitable for you.

Resources provided by: creditcardfaq.ca

https://www.creditcardfaq.ca/credit-card-types/secured-cards-for-customers-with-tarnished-credit

http://www.creditcardfaq.ca/credit-card-types/cashback-offers-to-attract-new-customers